Women-owned businesses grew by 58 percent over the last decade, yet a U.S. Senate report shows that only 4 percent of total small-business loan dollars reach women entrepreneurs. A strong credit profile is one of the best tools to close that gap.
Why Credit Strength Matters
- Lower interest rates mean more cash to reinvest in growth.
- Great scores speed up approvals for mortgages, business lines, and personal loans.
- Lenders look for credit-utilization ratios under 30 percent to signal responsible management.
Practical Steps to Boost & Protect Your Score
- Know Your Score – pull free weekly credit reports and dispute errors before they hurt you.
- Negotiate Everything – ask for lower credit-card APRs, better loan terms, and fee waivers.
- Use Credit Wisely – keep balances low and payments on time to prove reliability.
- Invest in Your Future – a healthy score opens doors to capital, property, and wealth-building tools.
How My Credit Action Helps
Our credit action tool reviews your entire profile, credit history, goals, savings buffer, risk appetite, and spending patterns to deliver:
- Personalized payoff sequences that lower utilization fastest.
- Alerts when it’s the right moment to request a limit increase or new account.
- 24/7 access to an intelligent AI-powered credit assistant that can answer questions about your credit in plain language.
Join the Movement
Create your free account and celebrate International Women’s Day by taking command of your credit journey today.
When women thrive financially, families and entire communities prosper. Tag a woman who inspires you and follow our page for more free credit-building tips!
